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Read more about the article Railroad Retirement Spouse Benefits
Personal Finance / Retirement / Social Security

Railroad Retirement Spouse Benefits

Understanding Railroad Retirement Spouse Benefits Retirement planning isn't just about the railroad worker—it deeply involves their spouse too. If you're the spouse of someone who worked for the railroad, you…

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June 5, 2025
Read more about the article Best Way to Save for Retirement in Your 50s
Personal Finance / Retirement

Best Way to Save for Retirement in Your 50s

Understanding the Urgency of Retirement Planning in Your 50s Why Your 50s Are Critical for Retirement Planning If you're in your 50s, you're at a financial crossroads. You’re likely earning…

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June 2, 2025
Read more about the article How to Start Retirement Planning with Low Income
Personal Finance / Retirement

How to Start Retirement Planning with Low Income

Introduction to Retirement Planning on a Low Income and Why It Matters When most people think about retirement, the first image that pops into their head is often someone who’s…

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May 31, 2025
Read more about the article Big Retirement Mistakes People Over 50 Still Make
Personal Finance / Retirement / Social Security

Big Retirement Mistakes People Over 50 Still Make

Planning for retirement isn’t something you can afford to get wrong—especially once you hit the big 5-0. At this stage, you might feel like you’ve got your financial life figured…

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May 30, 2025
Read more about the article Avoiding the Debt Trap: Smart Borrowing Strategies for Older Adults
Personal Finance / Retirement / Social Security

Avoiding the Debt Trap: Smart Borrowing Strategies for Older Adults

Understanding the Debt Trap What is a Debt Trap? A debt trap is a vicious financial cycle where a person borrows money but is unable to repay it on time,…

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May 30, 2025
Read more about the article Retirement Planning 101: The Ultimate Guide to a Stress-Free Retirement.
insurance / Medicare / Personal Finance / Retirement / Social Security

Retirement Planning 101: The Ultimate Guide to a Stress-Free Retirement.

Why Retirement Planning Matters Now More Than Ever Retirement has changed drastically over the past few decades. Gone are the days when you could rely solely on a company pension…

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May 29, 2025
Read more about the article Crafting a Flexible Financial Future After 50
Personal Finance

Crafting a Flexible Financial Future After 50

Why Financial Planning Matters More Than Ever Turning 50 is a major milestone—not just in life, but in how we think about money. At this age, financial planning becomes not…

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May 27, 2025
Read more about the article Financial Moves to Make Before Retiring
Personal Finance / Retirement / Social Security

Financial Moves to Make Before Retiring

Preparing for retirement is one of the most crucial phases in life, and making the right financial moves before retiring can define your quality of life for decades. At this…

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May 26, 2025
Read more about the article 11 Mistakes Retirees Make at the Supermarket
Personal Finance / Retirement

11 Mistakes Retirees Make at the Supermarket

Navigating the supermarket might seem like a simple task, but for retirees, it can often become a maze of spending traps, health risks, and missed savings. With fixed incomes and…

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May 25, 2025
Read more about the article Why AARP Membership Is a Game Changer for Your 60s: Top Perks You’ll Actually Use
insurance / Medicare / Personal Finance / Retirement / Social Security

Why AARP Membership Is a Game Changer for Your 60s: Top Perks You’ll Actually Use

Hey there! At 60, you’re probably weighing whether an AARP membership is worth it or just another subscription that’ll get lost in the shuffle. I hear you nobody wants to…

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May 24, 2025

About Me

About Me

Ciara

I’m a Finance, Medicare, and Insurance expert with 20 years of experience. I’m offering free consultations to help answer your questions, clarify your options, or review your current plans. If you’re unsure about Medicare, insurance plans, or financial decisions, comment or DM me! I’m here to answer any questions you may have.
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